Terms and Disclaimers

The information provided on solyquarion (solyquarion.com) is for educational and informational purposes only. While we strive to maintain accurate and up-to-date content regarding budget surplus management strategies, financial planning methodologies, and related educational materials, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose. The financial landscape evolves rapidly, and strategies that were effective in 2024 may require adjustments for current 2025 market conditions.

solyquarion's educational materials, courses, and resources are designed to enhance financial literacy and provide theoretical knowledge about budget surplus management. These materials do not constitute professional financial advice and should not be considered as recommendations for specific financial decisions or investment strategies. Our educational content covers general principles and concepts that individuals may choose to research further or discuss with qualified financial professionals. Any case studies or examples presented are for illustrative purposes and do not guarantee similar outcomes for individual situations.

solyquarion and its team members are not licensed financial advisors, accountants, or legal professionals unless explicitly stated otherwise. Any information shared through our platform should not replace consultation with qualified professionals who can assess your specific financial situation. Before making significant financial decisions involving budget allocation, surplus management, or investment strategies, we strongly recommend seeking advice from certified financial planners, tax professionals, or other relevant experts who are familiar with South African financial regulations and your personal circumstances.

While we endeavor to maintain continuous platform availability and accurate functionality, solyquarion makes no guarantees regarding uninterrupted service or error-free operation. Our platform may experience temporary downtime for maintenance, updates, or due to circumstances beyond our control. We reserve the right to modify, suspend, or discontinue any aspect of our services with reasonable notice. Users acknowledge that technology platforms may occasionally experience technical difficulties, and we cannot be held responsible for any inconvenience or potential consequences resulting from service interruptions.

solyquarion, its directors, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our platform, educational materials, or any information obtained through our services. This includes, but is not limited to, financial losses, business interruption, loss of data, or other commercial damages, even if we have been advised of the possibility of such damages. Your use of our platform constitutes acceptance of these limitations, and your sole remedy for dissatisfaction with our services is to discontinue use of the platform.

Our platform may contain references to or links to third-party websites, resources, or services that are not owned or controlled by solyquarion. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. These links are provided for convenience and informational purposes only. Users access third-party resources at their own discretion and risk. We encourage you to review the terms and privacy policies of any third-party sites you visit and to exercise appropriate caution when sharing personal or financial information.

While solyquarion makes reasonable efforts to ensure the accuracy and currency of information presented on our platform, we cannot guarantee that all information is completely accurate, complete, or up-to-date at all times. Financial regulations, market conditions, and best practices evolve continuously. Information that was current in 2024 may require updates for 2025 applications. Users are responsible for verifying information independently and ensuring its relevance to their current situation. We recommend cross-referencing important information with official sources and current publications before making decisions based on content found on our platform.